Business owners / Merchants

Audience: Businesses taking payments via POINTS POS, online payments, and (later) loyalty/rewards.

Positioning: Merchant rails parallel to Agent Pay — same settlement discipline, different buyer.

Who

Brick-and-mortar and online merchants who need POS / checkout and eventually loyalty tied to Points settlement — including places agents may one day prepare payments for.

Job to be done

Get paid reliably (sandbox → prod), with clean onboarding and a reviewed onboarding process — then layer rewards without rewriting the payment core.

What we’re building now

Owner review of every merchant application before go-live
Card processing through our payments partner, starting in sandbox
Automated onboarding, tested in sandbox first (not yet enabled in production)

What’s next

Online checkout / invoice-before-spend patterns agents can prepare against
Loyalty and rewards tied to PTS / Points Pay settlement (after POS live)
Merchant attestation that is never enough alone for agent execute

How it works

Sandbox onboarding first, reviewed go-live, then loyalty. Agent Pay does not block POS; POS does not unlock agent spend by itself.

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